Your insurer judged your home from a photograph taken from the sky. This tool shows what your
state's rule actually says about that, how much time you really have, and what evidence to put in front of them.
General information, not insurance or legal advice.
Every state entry below comes from a verified public instrument — a regulator bulletin, a statute, or a filed bill —
with its source and the date we last checked it. Where a state has no rule of its own, we say so and show the national
model pattern, labeled as model language, not your state's law. Always use the dates printed on your own notice.
Fighting a notice right now?
Dispute Sprint — $99, one time. GroundProof assembles your evidence packet for you:
dated photos, the professional inspection, the invoices, the timeline — organized the way the state bulletins
contemplate, ready for you to submit in your own name. No negotiation, no filing on your behalf — your documents, your submission.
Readiness Plan — $59/yr. Keep your insurability file current all year — dated photo sets,
roof and repair records, renewal-deadline watch — so the next letter, if it comes, meets a file that's already built.
Create a free GroundProof file — one property, no card — and this clock becomes a standing deadline watch on your own notice.
Optional: join the state-rule tracker and we will email you when your state's imagery rule changes. If you later create a free file with the same address, the two connect. One list, no noise — unsubscribe anytime.